@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');:root{--navy:#082e53;--blue:#07578d;--red:#d52739;--ink:#172b3e;--muted:#617589;--pale:#f3f7fb;--line:#dce6ee}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'DM Sans',Arial,sans-serif;color:var(--ink);line-height:1.65}h1,h2,h3,h4{font-family:Manrope,Arial,sans-serif;line-height:1.17;letter-spacing:-.03em}h1{font-size:clamp(2.6rem,5vw,5.2rem);margin:16px 0 24px}h2{font-size:clamp(2rem,3vw,3rem);margin:12px 0 20px}h3{font-size:1.25rem;margin:12px 0}p{margin:0 0 18px}a{color:var(--blue)}.container{width:min(1160px,90%);margin:auto}.topbar{background:var(--navy);color:#fff;font-size:12px;padding:7px 0}.topbar .container{display:flex;justify-content:space-between;gap:15px}.topbar a{color:white}.header{position:sticky;top:0;background:#fff;box-shadow:0 3px 18px #072f5014;z-index:50}.header-inner{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{text-decoration:none;display:flex;align-items:center;gap:12px;color:var(--navy);font:800 18px/1.12 Manrope}.brand-mark{width:44px;height:44px;background:var(--red);display:grid;place-items:center;color:white;font-weight:900;border-radius:9px;font-size:24px}.brand small{display:block;font:600 10px/1.3 'DM Sans';letter-spacing:.15em;color:var(--muted);margin-top:5px}.nav{display:flex;align-items:center;gap:19px}.nav a{font-size:13px;text-decoration:none;color:var(--ink);font-weight:700}.nav a.active,.nav a:hover{color:var(--red)}.nav .nav-cta{background:var(--red);color:#fff;padding:11px 17px;border-radius:7px}.menu-btn{display:none;border:1px solid var(--line);background:white;padding:8px 12px;border-radius:6px;font-weight:700}.hero{background:radial-gradient(circle at 78% 18%,#236ca4 0%,transparent 38%),linear-gradient(115deg,#062947,#07578d);color:#fff;padding:94px 0 105px;overflow:hidden}.hero-inner{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.hero p{font-size:19px;color:#e4f0f9;max-width:680px}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.2em;font-weight:800;color:var(--red)}.hero .eyebrow{color:#b6d9f2}.hero h1{color:white}.btn{display:inline-block;border:0;background:var(--red);color:white;padding:14px 23px;border-radius:7px;font-weight:800;text-decoration:none;cursor:pointer;font:800 14px Manrope}.btn.secondary{background:white;color:var(--navy)}.btn.outline{background:transparent;border:1px solid #a6c3d7;color:white}.btnrow{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.hero-card{border:1px solid #ffffff40;background:#ffffff15;backdrop-filter:blur(6px);border-radius:18px;padding:30px;box-shadow:0 24px 55px #001b3a55}.hero-card strong{font:800 58px Manrope;display:block;line-height:1.1}.hero-card span{display:block;color:#d9edfa}.hero-card hr{border:0;border-top:1px solid #ffffff3a;margin:20px 0}.section{padding:85px 0}.section.alt{background:var(--pale)}.section.dark{background:var(--navy);color:white}.section.dark h2,.section.dark h3{color:white}.section-head{max-width:760px;margin-bottom:35px}.section-head p{color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid.two{grid-template-columns:repeat(2,1fr)}.grid.four{grid-template-columns:repeat(4,1fr)}.card{background:white;border:1px solid var(--line);border-radius:13px;padding:28px;box-shadow:0 8px 25px #153d5a08}.card p,.muted{color:var(--muted)}.card .number{font:800 40px Manrope;color:var(--blue)}.tag{display:inline-block;background:#e9f2f9;color:var(--blue);border-radius:40px;padding:5px 12px;font-size:11px;font-weight:800;letter-spacing:.05em}.tag.red{background:#fce8eb;color:#b11d2f}.page-hero{background:linear-gradient(115deg,#062947,#0d6399);padding:75px 0;color:white}.page-hero h1{font-size:clamp(2.4rem,4vw,4.2rem);max-width:900px}.page-hero p{font-size:19px;max-width:780px;color:#e4f0f9}.page-hero .eyebrow{color:#b6d9f2}.checklist{list-style:none;padding:0}.checklist li{padding:9px 0 9px 30px;position:relative}.checklist li:before{content:'✓';position:absolute;left:0;color:#0b8e70;font-weight:900}.feature-split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.visual{background:linear-gradient(145deg,#e8f3fb,#c7e2f3);min-height:350px;border-radius:18px;display:flex;flex-direction:column;justify-content:center;padding:45px;position:relative;overflow:hidden}.visual:before{content:'';width:220px;height:220px;border-radius:50%;background:#ffffff66;position:absolute;right:-60px;top:-50px}.visual .big{font:800 clamp(2.3rem,4vw,4.4rem) Manrope;color:var(--navy);line-height:1.1;z-index:1}.visual p{z-index:1;margin-top:15px}.stat{border-left:3px solid var(--red);padding-left:18px}.stat strong{display:block;font:800 33px Manrope;color:var(--navy)}.form{display:grid;gap:14px}.form label{font-size:13px;font-weight:700}.form input,.form select,.form textarea,.calc input,.calc select{width:100%;border:1px solid #cddce8;border-radius:7px;padding:12px;font:inherit;background:white}.form textarea{min-height:110px}.form small{color:var(--muted)}.calc{background:white;border:1px solid var(--line);border-radius:16px;padding:30px}.calc-fields{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.calc label{font-weight:700;font-size:13px}.calc-output{background:var(--navy);color:white;border-radius:12px;padding:24px;margin-top:22px}.calc-output strong{font:800 36px Manrope;display:block}.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse;min-width:640px}th,td{padding:15px;text-align:left;border-bottom:1px solid var(--line)}th{background:#eaf3f9;color:var(--navy)}.faq details{background:white;border:1px solid var(--line);border-radius:9px;margin:10px 0;padding:16px 20px}.faq summary{font-weight:800;cursor:pointer}.faq p{padding-top:14px;color:var(--muted)}.cta{background:linear-gradient(110deg,#d52739,#a91d30);color:white;padding:65px 0}.cta h2{color:white}.footer{background:#051e35;color:#d4e4f1;padding:60px 0 24px}.footer a{color:#d4e4f1;text-decoration:none}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:35px}.footer h4{color:white;margin-top:0}.footer ul{list-style:none;padding:0}.footer li{margin:10px 0}.footer-bottom{border-top:1px solid #ffffff28;margin-top:40px;padding-top:20px;font-size:12px;color:#aac1d3}.notice{font-size:12px;color:var(--muted)}.pill{padding:8px 12px;border-radius:30px;background:#e7f0f8;display:inline-block;margin:5px 6px 5px 0;font-size:12px;font-weight:700}.office-card h3 a{text-decoration:none}.office-card{min-height:175px}.center{text-align:center}.center .section-head{margin-left:auto;margin-right:auto}@media(max-width:1000px){.nav{gap:10px}.nav a{font-size:11px}.hero-inner{gap:25px}.grid.four{grid-template-columns:repeat(2,1fr)}}@media(max-width:800px){.menu-btn{display:block}.nav{display:none;position:absolute;left:0;right:0;top:100%;background:white;padding:22px 5%;box-shadow:0 15px 20px #0002;flex-direction:column;align-items:stretch}.nav.open{display:flex}.nav a{font-size:15px;padding:7px}.hero-inner,.feature-split{grid-template-columns:1fr}.hero{padding:65px 0}.grid,.grid.two,.grid.four,.calc-fields,.footer-grid{grid-template-columns:1fr}.section{padding:60px 0}.topbar{display:none}.header-inner{min-height:70px}}